Monetization and Earnings Policy

This is a previous version (Version 1.0, effective Oct 12, 2026), kept for reference. It was replaced by Version 1.1, effective Oct 13, 2026.

1. Program overview

GATHWAY INC. (“GATHWAY”, “we”, “us”), a Canadian corporation, operates The Insight Docket (“Platform”) at theinsightdocket.com. Contact: legal@gathway.app; privacy@gathway.app for privacy requests. Registered office: 230-7737 Lundy’s Lane, Niagara Falls, Ontario, Canada.

Only a contributor with a current eligible paid membership, completed verification, an approved publication and ongoing policy compliance may participate in the earnings program. Monthly membership is CAD $10; annual membership is CAD $120 paid upfront, subject to applicable taxes and mandatory consumer rights. These fees do not purchase or guarantee any earnings.

2. Publication-level eligibility threshold

Each article, novel or other designated eligible publication must individually reach at least 500,000 qualified unique readers. Counts do not aggregate across works, contributors, chapters or repeat visits. For serialized novels, eligible unique readership must be calculated at the work level, without double-counting readers who visit multiple chapters. A qualified unique reader is a deduplicated, genuine reader meeting the Platform’s clearly published engagement criteria; bots, purchased impressions, invalid or manipulated traffic are excluded.

3. Milestone notifications

After validated readership crosses 100,000, 200,000, 300,000 and 400,000, the contributor receives one in-account achievement message per publication/milestone indicating 400,000, 300,000, 200,000 or 100,000 remaining respectively, with a lawful share link. Messages appear in the contributor inbox, notification centre and, once per milestone, a dismissible profile pop-up. They are not promises of payment. At 500,000, status initially reads “Eligibility Review” until checks pass, then a congratulatory earnings-unlock notice and secure activation action are provided.

4. Revenue sharing and start date

After successful validation and monetization activation, the contributor earns forty percent (40%) of Eligible Net Advertising Revenue attributable to that particular publication, calculated prospectively from the recorded activation timestamp only. No retroactive earnings accrue on advertising generated before activation. GATHWAY retains sixty percent (60%). A 500,000-reader milestone does not itself establish a payable balance or guarantee ads will generate revenue.

5. Eligible net advertising revenue

“Eligible Net Advertising Revenue” means advertising revenue actually received and reasonably attributable to the monetized publication, less applicable indirect taxes collected or remitted, refunds, chargebacks, advertising network/agency fees, and direct ad-serving or payment processing costs specifically disclosed in the published calculation schedule. General corporate overhead, contributor subscription receipts and non-advertising revenue are excluded unless a future agreed addendum states otherwise. Attribution method, reporting period, exchange-rate methodology and any cost deductions must be consistently documented and accessible to contributors.

6. Example (non-binding)

If a qualifying publication generates CAD $1,000 in eligible net advertising revenue after activation, the contributor’s share is CAD $400 and GATHWAY’s share is CAD $600, before any contributor-specific withholding or lawful adjustments. This is an illustration, not an earnings promise.

7. Secure activation and payout

After qualification, the Platform displays a congratulatory in-account message and opens an Earnings dashboard with an “Activate My Earnings” control. Bank/payment and tax information is collected using an approved secure payout provider where available; sensitive banking information must not be solicited in normal messages. Payouts depend on identity and tax checks, payment-provider coverage and published payout timing/minimums. Unpaid accrued balances and account closures are handled under the final retention and settlement schedule.

8. Bonuses and fraud controls

Additional performance bonuses are discretionary until their specific eligibility, amounts and funding are published and expressly adopted. GATHWAY may investigate suspicious traffic, suspend eligibility during reasonable review and reverse invalid counts or improperly credited amounts using documented procedures and a fair review channel. Legitimate sharing is encouraged; purchased or fabricated traffic is prohibited.

9. Membership lapse and program changes

Suspension of Earnings upon Membership Inactivity

Where a contributor’s paid membership expires, is cancelled or is suspended, the contributor’s entitlement to accrue new revenue-sharing earnings shall be suspended prospectively from the effective date of membership inactivity.

Any qualifying revenue-sharing earnings accrued before suspension shall remain credited to the contributor, subject to applicable verification, adjustments, lawful deductions and payout conditions.

Existing published works shall remain available under the Contributor Publishing Agreement.

Readership statistics and applicable readership milestones may continue to accumulate during the suspension period.

Upon restoration of an eligible paid membership, monetization may resume prospectively for publications that otherwise satisfy the monetization requirements.

No revenue-sharing earnings shall accrue for advertising revenue attributable to the publication during the period of membership inactivity, and no retroactive payment shall be due for that period.

Any change to the 40% share, threshold or attribution method should apply prospectively only, with legally required advance notice and appropriate consent. No unilateral retroactive reduction of already accrued earnings.

10. Statements, disputes and tax

Contributors can access understandable periodic earnings statements and request correction of reasonably disputed calculations. Each contributor is responsible for their own tax reporting subject to mandatory withholding and reporting obligations of GATHWAY or payout providers. All amounts are in CAD unless a clearly disclosed conversion applies.